CM Punjab 3 Marla Plot Scheme 2026 Apply Online, Eligibility & Complete Low-Income Housing Guide
CM Punjab 3 Marla Plot Scheme 2026
For families paying rent every month with no way to ever own land, the Apni Zameen Apna Ghar (AZAG) program is one of the most significant housing initiatives the Punjab government has introduced. Launched under Chief Minister Maryam Nawaz Sharif, it gives completely free 3-marla residential plots to landless, low-income families no loan, no installment, no purchase price.
Here’s a clear, accurate picture of how the scheme actually works, updated for 2026.
What Is Apni Zameen Apna Ghar?
AZAG is different from Punjab’s other housing programs. Schemes like Apni Chhat Apna Ghar offer construction loans to people who already own land — AZAG solves the problem before that: it gives landless families the plot itself, free of cost.
- Plot size: 3 marla (approximately 675 square feet) — enough for a small two-bedroom house or a compact two-storey home
- Cost to applicant: Completely free — no application fee, registration fee, or hidden charge
- Managing agency: Punjab Housing & Town Planning Agency (PHATA), under the Housing, Urban Development and Public Health Engineering Department (HUD&PHED)
- Balloting system: Computerized, transparent balloting operated by the Punjab Information Technology Board (PITB)
Also Read: Mera Ghar Mera Ashiana Scheme 2026 Monthly Installment Calculator with Payment Examples
Where Phase 1 Currently Stands
It’s important to have accurate expectations here. Phase 1 balloting for AZAG was already complete on November 26, 2025, covering around 1,892–2,000 plots across 19 districts. Demand was extraordinary more than 257,000 applications were receive for those roughly 2,000 plots.
As of mid-2026, a new phase has not yet been officially open. If you’re planning to apply, the smartest move is to prepare your documents now and check the official portal regularly, rather than assume registration is currently active.
Also Read: Can Overseas Pakistanis Apply for Mera Ghar Mera Ashiana Scheme 2026? Complete Guide for NRPs
Who Is Eligible?
To qualify for AZAG, applicants generally need to meet all of the following:
- Be a permanent resident of Punjab, confirmed through CNIC
- Be 18 years of age or older
- Not own any house or plot anywhere in Pakistan — this includes your spouse and dependent children
- Be register with the National Socio-Economic Registry (NSER), with a PMT (poverty) score of 60 or below
- Have a household income generally below around Rs. 60,000 per month
- Have no bank default history
- Have a clean criminal record
- Submit fully authentic documents — false information leads to disqualification once cross-checked against NADRA and other official databases
Documents You’ll Need
| Document | Purpose |
|---|---|
| CNIC (front and back) | Identity verification |
| 2–4 passport-size photographs | Application requirement |
| Income proof (salary slip or income certificate) | Confirms income eligibility |
| Family Registration Certificate (FRC) | Confirms family details |
| Utility bill | Proof of residence |
| Rent agreement (if applicable) | Confirms current housing situation |
| Bank statement (last 6 months) | Confirms financial background |
| Marriage certificate or spouse CNIC (if applicable) | Confirms family/property status |
| Affidavit of no home/plot ownership | Confirms landless status |
How the Application Process Works
When a phase is officially open, registration follows this general process:
- Visit the official portal: azag.punjab.gov.pk
- Register an account using your CNIC, email, and mobile number
- Answer the initial eligibility screening questions honestly
- Complete your personal, family, income, and housing information
- Upload all required documents
- Review your full application carefully, then submit
You’ll typically receive an acknowledgement number by SMS and email keep this safe, as it’s use to track your application status later.
How Plots Are Allotted
Selection is not first-come-first-served it runs through a structured, transparent process:
- Application submission — collected entirely online
- Document scrutiny — PHATA verifies eligibility and cross-checks your documents
- Computerized balloting — only verified, eligible applicants enter the draw, run by PITB
- Plot allotment — successful applicants receive a plot based on their district’s quota
Districts and Plot Distribution (Phase 1)
Phase 1 covered 1,892 plots across 23 schemes in 19 districts. Distribution isn’t equal — it’s based on each district’s population and level of homelessness:
| District | Plots |
|---|---|
| Jhelum | 730 |
| Kasur | 388 |
| Faisalabad | 257 |
| Layyah | 55 |
| Bhakkar | 52 |
| Lodhran | 21 |
| Sahiwal | 33 |
| Gujrat | 8 |
| Sargodha | 25 |
| Khushab | 24 |
| Bahawalnagar | 20 |
| Mandi Bahauddin | 17 |
| Rajanpur | 15 |
| Attock | 11 |
| Vehari | 4 |
| Bahawalpur | 7 |
| Jhang | 4 |
| Chiniot | 2 |
| Okara | 130 |
Future phases are expect to expand coverage further, though official numbers for later phases haven’t been announce yet.
Important: The Plot Cannot Be Sold for 5 Years
If you’re allott a plot, you cannot sell, lease, or transfer it for five years after allotment. This rule exists to make sure the scheme benefits families who genuinely need housing, not people looking to resell for profit.
Construction Support: Apni Chhat Apna Ghar
If you receive a plot but don’t have funds to build on it, Punjab’s companion program, Apni Chhat Apna Ghar, offers an interest-free construction loan — generally up to around Rs. 1.5 million, with a grace period before repayment begins and an extended installment plan. This is a separate application from AZAG itself, so check current details on the official portal when you’re ready to build.
Checking Your Application Status
- Log in to the official portal with your CNIC or registered email
- Open your dashboard
- Your status will show as Pending, In Progress, Approved, or Rejected (with a reason, if rejected)
A Word of Caution
Applying for a plot under AZAG is entirely free. There is no fee at any stage — registration, verification, or allotment. If anyone asks you for money to “secure” your plot or speed up approval, it’s a scam. Report it to FIA Cybercrime at 1991 or the official helpline 0800-09100.
Also Read: Mera Ghar Mera Ashiana Loan Approval Process 2026: How Long Does Bank Verification Take?
Frequently Asked Questions
Is the 3 Marla Plot Scheme currently accepting new applications?
Phase 1 balloting is already complete. A new phase hasn’t been officially confirmed yet as of mid-2026 — check azag.punjab.gov.pk regularly for updates.
Is the plot really completely free?
Yes. There’s no application fee, registration fee, or purchase cost. Anyone demanding payment is not part of the official program.
Can I sell the plot after I receive it?
No. Plots cannot be sold, leased, or transferred for five years after allotment.
What income limit applies?
Household income is generally expected to be below around Rs. 60,000 per month, along with an NSER PMT score of 60 or below.
What if I already own a small piece of land?
AZAG is specifically for landless families. If you already own land, even a small amount, you likely won’t qualify — though you may be eligible for Apni Chhat Apna Ghar’s construction loan instead.
How many plots were available in Phase 1, and how competitive was it?
Roughly 1,892 to 2,000 plots were allotted across 19 districts, against more than 257,000 applications — so competition was extremely high.
How do I get help building on my plot once allotted?
Through the companion Apni Chhat Apna Ghar program, which offers an interest-free construction loan of up to roughly Rs. 1.5 million.
Also Read: Who Can Apply for Mera Ghar Scheme 2026? Complete Eligibility Guide
