Overview of Roshan Gharana Solar Loan Scheme 2026

Pakistan is entering a new era of clean and affordable energy with the Roshan Gharana Solar Loan Scheme 2026, launched in line with the government’s green energy vision. This innovative program, in collaboration with Agahe Pakistan, provides interest-free loans to help households install solar power systems at home.

With rising electricity prices and frequent power outages, this scheme presents families with a valuable opportunity to generate their own electricity, lower their bills, and achieve energy independence. The government aims to make solar energy accessible to every Pakistani home — especially for middle- and low-income families struggling with high utility costs.

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Promoting Clean Energy & Reducing Electricity Bills

The Roshan Gharana Solar Loan Scheme’s main goal is to empower families through renewable energy while promoting sustainability and economic stability.

Key Objectives:

• Promote solar energy adoption for domestic use.
• Cut electricity bills through self-generated clean energy.
• Reduce load shedding and pressure on the national grid.
• Support climate-friendly and eco-conscious energy solutions.
• Create green jobs in solar installation and maintenance.

This initiative also supports Pakistan’s long-term vision for carbon neutrality and energy security by encouraging decentralized, renewable power generation.

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Who Can Apply – Eligibility Criteria for Homeowners

The Roshan Gharana Solar Loan is open to homeowners, salaried individuals, and small business owners who wish to install solar systems on their properties.

Eligibility Requirements:

Criteria	Details
Citizenship	Must be a Pakistani citizen
Residency	Proof of ownership or long-term residence
Age Limit	21 to 60 years
Income Source	Salaried, self-employed, or small business
Electricity Connection	Active household electricity meter
Credit Record	Clean financial and repayment history

Special preference is given to low- and middle-income families who want to reduce their electricity costs through sustainable energy solutions.

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Required Documents for Solar Loan Application

Before applying, prepare the following documents for a smooth registration process:

• Valid CNIC (Computerized National Identity Card)
• Proof of residence or home ownership (utility bill, registry, or rental contract)
• Passport-sized photographs
• Social security or income proof
• Latest electricity bill
• Bank account details
• Surety bond or affidavit (if applicable)

Keep scanned digital copies of all documents for easy online submission.

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Step-by-Step Online Registration Process

Applying for the Roshan Gharana Solar Loan 2026 is simple and completely online. Follow the steps below to register:

Step-by-Step Guide:

1. Visit the Official Portal – Go to the Roshan Gharana / Agahe Pakistan official website.
2. Choose “Apply for Solar Loan” – Create your account using your CNIC and phone number.
3. Get a Quotation – Contact an authorized solar company and get a cost estimate for your system.
4. Fill the Online Form – Enter personal, contact, and financial details.
5. Upload Documents – Attach CNIC, proof of residence, and electricity bill.
6. Submit Application – Review your details and submit.
7. Verification & Approval – The bank verifies your information within 10–15 working days.
8. Loan Disbursement & Installation – Once approved, your selected solar partner begins installation.

You’ll receive SMS or email notifications at every stage of the process.

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Details of 0% Interest Solar Financing Plan

The Roshan Gharana Solar Loan offers flexible, interest-free financing with easy repayment terms tailored to household needs.

Feature	Details
Loan Amount Range	Rs. 40,000 – Rs. 500,000
Markup Rate	0% (Interest-Free, subsidized by Govt.)
Repayment Period	10 to 15 years
Early Payment Penalty	None
Processing Fee	Free of charge
Collateral Requirement	May vary based on loan size
Target Group	Homeowners, families, small businesses

This structure ensures affordability and accessibility while encouraging energy independence across Pakistan.

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Partner Banks & Companies Under Roshan Gharana Scheme

The Roshan Gharana program operates through recognized banks and certified solar providers to ensure quality and transparency.

Partner Banks:

• Bank of Punjab (BOP)
• Meezan Bank
• Habib Bank Limited (HBL)
• National Bank of Pakistan (NBP)
• Allied Bank Limited (ABL)

Approved Solar Companies:

• Reon Energy
• SkyElectric
• Premier Energy
• Pantera Energy
• Tesla Solar Pakistan

Each company is vetted for compliance with government energy standards and offers warranty-backed systems.

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Installation Process and System Capacity Options

Once your loan is approved, the installation process begins within 2–3 weeks through your chosen solar partner.

Installation Process:

• Site inspection and system design
• Approval and documentation
• Solar panel and inverter installation
• System testing and activation
• Final handover and net-metering setup

Available System Capacities:

System Type	Capacity Range	Ideal For
Small Home System	1 kW – 3 kW	Small houses, apartments
Medium System	3 kW – 7 kW	Family homes
Large System	7 kW – 10+ kW	Villas, farmhouses, or combined setups

All systems come with 1–2 year free maintenance and 5–10 year performance warranty (depending on the supplier).

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Benefits of Solar Loan Scheme for Pakistani Families

The Roshan Gharana Solar Loan is more than a financing plan — it’s a lifestyle upgrade for sustainable living.

Key Benefits:

• Zero-interest financing with flexible terms.
• Massive savings on monthly electricity bills.
• Reliable backup during power outages.
• Increased property value through solar installation.
• Environmental impact reduction via clean energy use.
• Job creation in the renewable energy sector.
• Contribution to Pakistan’s climate goals.

By investing in solar today, families can enjoy free electricity for the next 20 years while helping build a greener Pakistan.

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Conclusion

The Roshan Gharana Solar Loan Scheme 2026 is Pakistan’s gateway to an affordable, sustainable, and energy-secure future. By offering interest-free solar loans, easy applications, and government-backed support, this initiative makes solar energy possible for everyone — from small-town households to urban families.

If you’re tired of high bills and load-shedding, this is your chance to take control of your energy needs.Apply today through your nearest partner bank or the official online portal and light up your home with free, renewable solar power.

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